Health care coverage is a large problem for the self-employed and certainly for the unemployed. Today, there are many limited health insurance companies that are helping to ensure that everyone has coverage.
One such example is the REALTORS Core Health Insurance (RCHI) from the National Association of Realtors (NAR). They have created a limited medical insurance plan that is available to realtors. More than 25% of realtors have no health insurance, according to a recent NAR survey, and only 17% of real estate firms offer health coverage for independent contractors. This poses a very large problem for realtors – and a health and financial risk when these individuals are without insurance.
Healthcare companies may offer a large range of insurance plans to meet the needs of those who aren’t otherwise insures. This could include people who aren’t provided with insurance through work, who are self-employed, who work only part time, who are between jobs and more. They work to reduce the financial barrier that seems to be inherent in healthcare and to offer coverage to those who aren’t typically covered.
Another company eHealthInsurance Services In. with CEO Gary L. Lauer, offers affordable coverage for individuals, small companies, short term insurance, life insurance and more. They are licensed to market and sell health insurance in all 50 states and the District of Columbia and they have a partnership with more than 180 health insurance companies to offer more than 10,000 health insurance products online.
